Spend from Regular Assets First?

Under Retirement Accounts/Smooth Withdrawals I'm given the option to reorder withdrawals from Individual Deductible Accounts, Employer Accounts and ROTHs. The program always spends from Regular Assets first. Is there an option to spend from retirement accounts first, then regular assets?


dan royer's picture

No, the regular assets are used to smooth discretionary spending. So the program might be having you save into that pool or withdraw from that pool and it could change from one year to the next. So the regular assets are really not something you can change the order on. You can, however, set up amounts in the Reserve Fund in order to sequester your regular assets from this withdraw/save pattern. You could put them off and release them to your regular assets at some future date.

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