How can I add Bank CDs in a Monte Carlo Portfolio? I'm thinking of using the intermediate government bonds as a proxy. Most of my CDs are 5 year and I roll them over upon maturity. For a while each rollover resulted in a lower rate of return but that's now changing.

I added several special expenditures for college, and since I know those are partially tax-deductable (depending on income limits), I thought ESplanner would figure out the fraction they were tax deductable; I think the deduction limit is $4,000 in one case and a $2,500 credit in another case.

I want to create new asset classes for the Monte Carlo analysis such as mid cap stock. Where can I find (i.e. is in Morningstar or Dimensional) the historical mean return and relative risk by asset class?

I cannot get ESPlanner so show spousal benefits for myself. I also use maximize mysocialsecurity which shows me as eliglible between the year of 66 when I file and suspend and 70.. I entered the following.
My file and suspend date is 1/2019 when I turn 66.

There must be a reason but I don't see growth for SSA (hard to predict I know) or Special Receipts even though I did add a growth factor to Receipts.

It discretionary spending starting in 2018 and as a result puts my spending in 2017 at 5x what I entered for subsequent years? How cna I get rid of these suggested consumption amounts. If I had that kind of consumption as a suggestions then the excess should go into savings.

Just started using ESPlanner today, so this may be a stupid question. In the Assets and Savings, Current Savings tab, The Real Asset Income is pre-populated. Mine, for example is 1800.

Is the amount shown in "Regular Assets/Taxes" payment of the taxes for the previous year, which makes sense from a cash flow aspect, or is it the current year tax liability?

My spouse is 69 and I am 67. I am currently getting spousal benefits and will get my increased benefit when I am 70. My spouse will get his benefit when he turns 70 this year. I put in my current monthly benefit and checked that I have filed for benefits but it did not include those benefits.