new user of ESPlanner. Report shows my max age as 93 and spouse maximum age as 100. We are both 64 and want to model maximum age 93. How do I change spouse max age?

Will ESPlanner use Head of Household tax rates where appropriate? It doesn't seem possible to be make it explicit anywhere but I was wondering if it might assume that in any cases?

I've specified conservative spending in my Monte Carlo setup. Everything looks fine in the non-MC report. Everything seemingly looks great in the MC report - all graphs go from something fairly horizontal at the Specified Mean Real Return to sloping dramatically upward for the 95th percentile.

My reports were looking odd, especially the amount of social security tax paid each year, until I realized that I'd changed my salary in the Earnings tab, but it hadn't been updated in the Social Security / Future Covered Earnings tab.

What does the Living Standard values in the monte carlo analysis represent, compared to the baseline reports? Specifically, two questions:
1) do they represent all spending or just discretionary spending?
2) do they represent 'per adult' or 'total household' living standard?

I want to see the long term impact of decisions I am making. Is there a way to fool ESP into thinking it is 1/1/2018? I can estimate end of year account values based on what I know now and the decisions I am making

I don't understand what this Monte Carlo report is trying to tell me. It has columns that go all the way to 200%. Not sure how there can be a 200% probability of anything.

Is there any easy way to model making a very occasional, but significant (up to 10% of balance), extra payment of principal on a mortgage?

My pension is partially tied to the stock market. Without using Monte Carlo, is there a way I can model losses for a few years? Besides, there is not way to link a pension to stocks so Monte Carlo wonld not work.