This Monte Carlo report shows you the level and spread of your living standard through time and lets you compare risky investing with investing safely, e.g., solely in Treasury Inflation Protected Securities (TIPS).

To read this chart, pick any age and note that the value (height) of the percentile curve.. Using the 25th percentile, for example, 25 percent of the time, your living standard at that value or less and 75 percent of the time it will be at that value or higher.

Using the height of the 75th percentile curve 75 percent of the time your living standard at that level or lower and 25 percent of the time it will be at that level or higher.