All of the reports are presented in current year real dollars and show end-of-year balances.

(This article was written in the year 2017. )

Every model assumes three important variables:

a) prior end-of-year balance,
b) inflation rate, and
c) nominal rate of return.

The prior-year balance, the inflation rate, and the nominal rate of return are entered in the program input areas. These variables are used to calculate end-of-year balance for the Regular Assets and the Retirement Accounts shown in the reports.