ESPlanner fully integrates retirement, tax, college, insurance, housing, Social Security, investment, career, re-location, divorce, and other types of financial planning and decisions. The software makes highly detailed annual federal and state tax calculations and considers the full range of Social Security benefits.

ESPlanner shows the living standard impact of multiple, interconnected decisions. It can answer questions like these in less than a second.

• Can I afford to retire early?
• Should I contribute to a Roth or a regular IRA?
• Should I tap my 401(k) now and take Social Security later?
• Should I take a job that pays more, but has no retirement plan?
• Is buying my dream boat really affordable?