Social Security

Social Security on version 37.2

I've been a steady user for the past 5 years and just renewed my subscription of ESP Plus. Comparing outputs after the upgrade to 37.2 for 35.2, I seem to have lost a considerable amount of SS benefits (from 34,636 down to 33,382). I don't recall any change to SS that would account for this change. I had already rolled forward to the new year and entered in the appropriate EOY numbers for my accounts. I made no changes to the file with the exception of updating Mutual Fund returns for 2017 (VTSAX, VBTLX, VTIAX). Then I just ran it.

what are the negative numbers next to social security file dates?

I am now 60, my wife is 59. We do not plan to take social security until we are each 70. Next to my retirement file date (2/1/27) ESPlanner shows a negative number (-29) and next to hers (-32). The same negative numbers are next to our spousal file dates and widow/widowers dates on the social security report page.

How should I interpret these numbers?

I can't get the software to include my spousal benefit

My spouse is 69 and I am 67. I am currently getting spousal benefits and will get my increased benefit when I am 70. My spouse will get his benefit when he turns 70 this year. I put in my current monthly benefit and checked that I have filed for benefits but it did not include those benefits. I also left that out and told it to include the suspension, but didn't get any spousal benefits. How can I tell the software to include my spousal benefit? (I have uploaded both of our historical earnings) Thank you.

Social Security - child in care benefits

To ESPlanner programmers: I have a child in care benefits situation for a lady that is younger than any age available on your Social Security tab for accepting social security benefits. Please add that situation to your programming "to do's". Currently I am entering the annual amount as "Special Receipts". Is that the best way to enter the amount currently?


We use cookies to deliver the best user experience and improve our site.