I would like to use ESPlanner to see whether making large Roth conversions that would put us in a higher tax bracket would result in an overall higher Standard of Living. My wife and I are both 63, and have been retired for 4 years. We have been making modest Roth conversions that allow us to remain in the 12% tax bracket.
I am wondering whether to boost our Roth conversions from now through age 70 to put us just below the 24% tax bracket ($168,400 in taxable income for 2019). That would be at a minimum $17,000 per person per year in conversions.