Modeling Roth ContributionsSubmitted by maddog on Mon, 10/23/2017 - 23:42
I am doing some simple Roth modeling (using Monte Carlo) and getting unexpected results...wondering if I'm missing something in how I'm using the software.
In Scenario #1 I am contributing $23,500 to a Roth account (representing 401k Roth + Backdoor Roth IRA contribution). In Scenario #2, I'm contributing $49,500 (my employer has a plan allowing post-tax 401K contributions that can then be rolled over to a Roth, similar to a backdoor Roth IRA). All other information is the same in both models.