Issue arising when I switch from conservative to cautious spending
Submitted by pbronsteen on Sun, 03/03/2019 - 18:31When I create a report assuming conservative spending (zero real investment return), my Monte Carlo results (at page 128) show that the "Zero Real Return" and the "Specified Mean Real Return" are the same. That makes sense because my specified mean real return (with conservative spending) was zero. However, when I change to cautious spending (half of the mean real return), the results seem puzzling.