I have a question about minimum distribution requirements. I know the normal age at which you are required to withdraw is 70. However, I work at an academic institution and I am not required to begin minimum distributions until I actually retire from this institution. (This is the only institution at which I have worked). Is there some way to modify the age at which minimum distributions begin? Thanks.
I'd like to set up a 72t annuitization of some of my retirement assets. I've allocated a percentage in the Smooth Withdrawal window. I left everything to their default values in the Choice of Annuity screen. I changed the load to 0% in the Assumptions screen because I wouldn't be using a broker for this (I would be dealing directly with Vanguard).
I'd like the annuity to start when I'm 53 and then stop when I'm 60. How would I set that up? So far, I've only been able to set up the annuity to run out near then end of my life. I'd like it to stop sooner.
How does ESPlanner handle retirement account required minimum withdrawls (RMW)? Are these accounted for? If not, how can they be accounted for in ESPlanner?
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