I am modeling costs for joining a "continuing care retirement community" (CCRC). The contract we are looking at covers all housing, some meals, and medical care for life (from Independent Living through and including Assisted Living, Nursing Home andMemory Unit care), but at a price, of course. We basically would sell our home ("First Change of Home"), and use the proceeds to cover the entrance fee, then treat the monthly fees as if they were rent, since those fees would cover housing and 2 meals/day (as well as medical care).