I suspect you have addressed this question more than once but I have failed to find the answer.
The model results show constant withdrawals from IRA accounts but, if I understand correctly, the required minimum withdrawals increase with age and would eventually (within the life expectancy assumption) exceed the constant amounts. Is this in fact the case?
I asked what is the best way to manage my IRA distributions so they are distributed to my wife upon my end of plan? We have a 5 year age difference and I am planning EOP for myself/her at 94/96 respectively. Based on the Total Income report, distributions end when I pass. I have selected the married option.
The answer was that "Wife should inherit the balances of your IRA and other retirement accounts"
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