Where do I enter data so the program calculates the Social Security benefit for my adult disabled child. My understanding is that he will be eligible for 50% of my normal Social Security benefit when I start collecting Social Security. I don't see where to enter this in ESPlanner. (Yes, I was going to use the file and suspend strategy so he could collect while my benefit continued to grow. Unfortunately congress and the president think I'm wealthy.)

Hi -

This maybe an unfair question to ask in this forum.

However, I am wondering if anyone is familiar with using both ESPlanner and Torrid-Tech Retirement software.

1) In reading reviews, I am under the impression that ESPlanner is more difficult to use than Torrid Technologies software. I am looking for an accurate program that is easy to use. Could anyone comment on this?