Social Security WEP Calculation

We have been using ESPlanner for years trusting that it was accounting for the WEP calculation in our benefits. Our state pensions from non-covered employment are entered as "not covered" and our past covered earnings are accurate. Now as my wife is planning on taking SS in November we compared ESP's calculation of her annual benefit of $12481 against SS' calculation using the WEP Online Calculator. The online calculator comes out as $9960 annual benefit. ESP (if SS is to be believed) is not factoring in the WEP reduction. Any ideas?


ESPlanner fully accounts for both the WEP and GPO. You can see this by temporarily changing your pensions to "covered". Are there any differences in future covered earnings?
If you'd like me to look into this, please open a support ticket and upload your database.


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