Social Security Full Retirement Age
I am reading Kotlikoff, Moeller, and Solman's 2015 book on Social Security. Here are two questions about details that I cannot find answers to in the book.
1. For a person who will be 66 on May 22, 2015, does Social Security consider that he/she will achieve full retirement age (FRA) in May or in June?
2. Then, let's say that the person files for a restricted spousal benefit upon reaching FRA (assume all SS criteria are met), will the first payment be made in (a) the month that benefits are requested to begin or (b) the following month?
Thanks for clarifying these details.