Social Security Ex-Spousal Benefit

My wife's ex-spouse died and she's now going to receive a 50% increase in her SS benefits because 100% of his benefit when he died is greater than the benefit she is receiving based on her earnings. The question I have is how to enter her new benefit so that ESP can calculate her future SS benefits. She does not have her ex-spouses earnings record and no way to obtain them. Should I enter the new benefit amount in the Social Security tab and delete all her past covered earnings?
Also, How do I prevent ESP from calculating and adding "spousal benefits" to her SS benefits based on our marriage and my earnings history?
Thanks
James

Comments

James,
Yes, you can use your wife’s retirement benefit as a work around for her Surviving Divorced Wife widow's benefit. Replace her past covered earnings with fictitious earnings that calculate her retirement benefit to equal her widow’s benefit.
You can do this by entering a fictitious earning for her at age 16 and growing it. For example, if you say that she earned $15,000 at age 16 and grow it by 0%, then her calculated retirement benefit is $16,904. Adjust the $15,000 up or down until her retirement benefit equals her widow’s benefit. This will also eliminate her excess spouse’s benefit off of your record.

Mike,
Your suggestion worked, however, I am now trying to model a reduction in benefits and my wife's benefits are not being correctly calculated. I modeled a 25% reduction in benefits beginning this year. My benefits were reduced by 25% but my wife's were reduced by 56%. What could be causing this anomoly?
Thanks
James Mavrogenis

James,
Please open a support ticket, upload your database, identify which profile this is about, and detail what you're seeing versus what you expect to see.

Thanks,
Mike

Mike, Uploaded database & described the problem
Thanks
James

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