Real Returns on my Monte Carlo report differ from Mean Real Return in my Portfolio
In my family database I have developed several profiles over the 11 years I have used ESPlanner.
For the purpose of Monte Carlo simulation, I have constructed assets with nominal returns over many years. I have combined these assets into portfolios.
The assets and Portfolios list the Real Return of each asset. I agree with these real returns.
I have not used ESPlanner for about six months. I have installed the 2.37.2 update. Recently, when I am running Economics based planning with Monte Carlo Simulation, my Reports are returned with wildly inflated discretionary spending. When I dig deeper I see that my cautious spending behavior is recognized, but I also see that my Portfolio Characteristics are populated with wildly inflated rates of return for both the mean and median.
I am baffled...
What would cause a report to use return data that is not reflected in the Monte Carlo asset database? What should I look for and how can I correct this behavior?