Kill the insurance??
Thank you for the responses. After figuring out how to enter our self-employment earnings without doubling them by accidentally adding the earnings to Social Security future earnings as well...whew!...the only thing I'm stuck on at the moment is how to get rid of the insurance. We aren't going to do that. So how do I get that insurance requirement out of my calculations? I love ESPlanner, BTW. After I got over the disappointment that we wouldn't be able to buy our own island in retirement (duplicated our earnings), I discovered that we are in much better shape than I had imagined. It's great that I can change the details as we go forward into the next several years, adding details as we go to get as close to reality as possible.