How to Input Possible Market Fluctuations
I assume when using Monte Carlo Planning that the Regular Assets Income on the Total Income Report shows the expected mean return for each year, taking into consideration years when historical stock returns are higher in some years and lower in others. I have not found any specific way to input times in the future when someone could guess when returns could possibly be very low, such as they were in 2008, or high, like 2017. Instead, to try and simulate what might happen this year if things keep going south, for example, I used Special to input a $50,000 Special Expenditure in 2018 and then $25,000 in Special Receipts for the following two years. I realize this wouldn’t make for a precise calculation of actual returns, but does this make sense, or is there another way to input a market drop and recovery?