Is this the best way to track HSA contributions and account balances... (1) enter annual HSA contributions as special expenditures excludible from AGI. I thought about entering them as Roth contributions, but then the taxes wouldn't be calculated correctly. (2) Combine the HSA account balances and Roth IRA account balances on the retirement accounts tab, and update the combined balances each year. Subsequent withdrawals would be tax-free for both types of accounts assuming enough qualified medical expenses to cover the HSA withdrawals.