Health Care Costs
I have a couple questions on Health Care costs. I see that the program will estimate medicare part b costs when my wife and I are 65. I plan to retire at 62, so I assume I will need to calculate health care costs from 62 to 65 for me and for my wife until she is 65. Would these be special expenditures?
What would be the best resource to estimate these costs? I see AARP has a health care cost estimator, is that what others use or is there something better?
The program calculates medicare part b, does that include supplemental or advantage or do I need to calcuate those as special expenditures from 65 on? Also, on medicare part d. Is this also a special expenditure or is this figured in some how?
Thanks for your assistance. I think this is the last part I need to have my plan accurate.