Get ESPlanner to show spousal benefits

My husband has just started receiving social security at age 62 benefits. He is 9 years older than I. I want to defer my benefits until age 70 and get spousal benefits starting at age 67. How do I set the dates in ESP? What I've tried doesn't show my spousal benefits


dan royer's picture

Set the whole suspends to your husband or neither. Then set your own benefit date to 70 and spousal benefit to your full retirement date. Those dates are listed there on that screen.

That should do what you want.

I am 69 and receiving SS since I turned 66. My wife is 64. She and I will retire next year. She will postpone SS until she is 70. I thought she was eligible for SS spousal benefits, at about half her eventual benefit, beginning at her age of 66. Dan you helped me set this up and it showed her getting over 15k between ages 66 and 70. I must have done something wrong. I have her filing and suspending. Then I have her receiving SS benefit at age 70, spousal benefit at 66. The ESPlanner report is only showing 9k spousal benefit when she is 70. I've set something wrong I fear. Thanks for your help.

dan royer's picture

Yes, see other note. It's hard to think through without seeing it. If you create a support ticket and upload your database, I can take a look. But make sure that you are filing and suspending. Did you enter your own current benefit? Or did you let ESPlanner calculate it for you?

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