ESPlanner versus Torrid-Tech Retirement Software
This maybe an unfair question to ask in this forum.
However, I am wondering if anyone is familiar with using both ESPlanner and Torrid-Tech Retirement software.
1) In reading reviews, I am under the impression that ESPlanner is more difficult to use than Torrid Technologies software. I am looking for an accurate program that is easy to use. Could anyone comment on this?
2) I am concerned that I might not be able to accurately understand and interpret all the information the ESPlanner provides. In the following personal example someone shared in their blog with using ESPlanner, the user found that it suggested to put off saving for retirement until later in life as they had kids, but when the kids were removed then the program suggested to start saving eariler. This was confusing to me. It seems pretty risky to put off saving. The link follows if someone could comment on this?
Thanks for your help in advance.
This is an awesome forum. Thanks for all your replies.
I am understanding better now the shift in thinking. This approach definitely provides a more accurate assessment in planning your financial future. I will work with the basic edition first as suggested to decide which version would work best for me.
Thanks again for all your input.