I have several relatives that could really benefit from using Maxifi but can not convince them to try it because they don't want to spend $95 to try it. Have you thought about offering a trial period or a money back guarantee?

Hello,

My report seems to have a major inconsistency. In the "Inputs and Assumptions" section, "Net Worth" and the other subsections like "Retirement Accounts" accurately reflect what I entered.

While in retirement the Total Income tab shows concurrent withdrawals from my IRAs as well as my taxable brokerage accounts. I was expecting to see withdrawal order: Taxable first, then withdrawals from tax advantaged.

Regardless of planning method used to run reports, the Spending table consistently shows discretionary spending in the years before electing for Social Security (post retirement age) to be lower by an amount roughly equal to the net Social Security amount.

We are retired and most of our cash flow is out of our IRA accounts and Social Security. I understand that my quarterly estimated tax payments are not part of our "consumption" or "special" funds and is assumed to be a deduction from income.

I am modeling costs for joining a "continuing care retirement community" (CCRC). The contract we are looking at covers all housing, some meals, and medical care for life (from Independent Living through and including Assisted Living, Nursing Home andMemory Unit care), but at a price, of course.

Hello,

I've relied on ESPlanner for years and love it. Having entered retirement, though, I need to understand a bit more about what's going on "under the hood."

I'd like to model reductions in future SS benefits but the program will not accept reductions greater than 50%. Is this by design?
James