Approximately 6% of my investments are in gold bullion self directed IRA. How should I account for this in Esplanner? Is there an established return rate for gold? Thanks!

Is there any easy way to model making a very occasional, but significant (up to 10% of balance), extra payment of principal on a mortgage?

My pension is partially tied to the stock market. Without using Monte Carlo, is there a way I can model losses for a few years? Besides, there is not way to link a pension to stocks so Monte Carlo wonld not work.

I am trying to see the difference between a pension with Inflation Index of 2% (1% less than modeled inflation) vs. and a pension with 0% Inflation Index. When I changed the index from 2% to 0% the pension didn't change. Did I miss something or is this a bug?

How can I add Bank CDs in a Monte Carlo Portfolio? I'm thinking of using the intermediate government bonds as a proxy. Most of my CDs are 5 year and I roll them over upon maturity. For a while each rollover resulted in a lower rate of return but that's now changing.

I added several special expenditures for college, and since I know those are partially tax-deductable (depending on income limits), I thought ESplanner would figure out the fraction they were tax deductable; I think the deduction limit is $4,000 in one case and a $2,500 credit in another case.

Every time I run the monte carlo simulation I get different results - I assume this is expected since the random numbers used to generate the results are different on each run. However I find the differences are significant enough that I cant rely on the results for future retirement planning.

What is the best way to include distributions from non-qualified deferred compensation plans in order to properly reflect taxes?

ESPlanners tax calculation is off by a few hundred dollars and I am trying to reconcile it with my tax statement.

I received 1570.00 in taxable refunds the year before, I tried entering the 1570 into special receipts and marked its tax status as ordinary.

I cannot get ESPlanner so show spousal benefits for myself. I also use maximize mysocialsecurity which shows me as eliglible between the year of 66 when I file and suspend and 70.. I entered the following.
My file and suspend date is 1/2019 when I turn 66.

There must be a reason but I don't see growth for SSA (hard to predict I know) or Special Receipts even though I did add a growth factor to Receipts.

I would like to add in all assumptions, pensions, annuities, investments and get a report to show me income return per year to expect including RMD at 70 etc. .