When will the 2021 update for ESPlanner be released? Yes, this year I'll get over to MaxiFi! Thanks. - Mark

It would be nice if ESPlanner allowed an input for non-spousal inherited IRA's. Is this something that might be considered in the future? It seems like it would be easy enough to do - just add the decendents date of death and then the account balance.

I suspect you have addressed this question more than once but I have failed to find the answer.

When 401k withdrawals start for me, I see that Federal Income taxes in ESPlanner goes up which I would expect. However, the state income taxes are zero. Why would that be the case? I live in Illinois and I would expect to pay state income taxes on the 401k withdrawals.

I am modeling moving into a Continuing Care community. 30% of the entry fee and 30% of the monthly fee is tax deductible as a medical expense the first year. As expected, This profile shows zero Fed tax due the first year but several thousand $ of Califoria Tax.

The program reports $87,751 in real estate receipts. The receipts for the 5 individual properties in the real estate folder add up to $71,075. I uploaded the most recent update today and the error carried over.

Its been awhile since I've written. In the runs of my reports taxes are much higher than I actually pay. For NC state taxes, it probably has to do with the tax rate which has changed to a flat 5.75%. The state tax rate I'm calculating is over 6% in your program.

The question of when to take Social Security still bothers me, despite hearing the arguments and seeing the impact in ESPlanner. I'm curious to see what ESPlanner would say if I took Social Security now and invested the monthly payments, versus waiting and potentially getting less, or nothing.

Hello, I am a 3-week user trying to confirm ESP aligns to some degree with my simple spreadsheet planning.

I own:
Rental property A (single family home) that has zero mortgage balance.
Rental property B (single family home) that has a current $80K mortgage balance.
Primary residence property C that has a current $150K mortgage balance.

I plan on installing a home solar system this year (2019) and capture the Federal Solar Income Tax Credit among other incentives. The tax credit may roll over to following years if one doesn't have enough income tax liability to offset it immediately. How should I enter this in ESP?