Annual Roth conversions stop when social security begins


I specified 7 annual roth conversions until I reach age 70 and I also specified that social security benefits would begin at age 66. The report correctly shows the first 3 conversions only. When I increase the social security claiming age to 70 then I get all the conversions. Is there a rule that roth conversions must end when social security begins?


after reviewing the budgeting pdf report more closely I realize that my original premise for this question is wrong. I can see in the Total Spending and Total Income tables that the Roth conversion was implemented exactly as I specified over 7 years. It's the Retirement Account Contributions table that shows only three annual conversions...this table must have a fault in its generation. I'm convinced that the lifetime calculations are being done correctly.

dan royer's picture

Thanks for the clarification. To be clear, a user has to configure ROTH conversion via creation of a contrasting profile that takes qualified money and deposits it to a ROTH incurring tax consequences but maybe acquiring some long-term advantage.

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