ESPlannerPRO is our acclaimed lifetime financial planning tool. It calculates what your clients should save, spend, and insure to maintain their household’s living standard through time. Whether it’s choosing careers, switching jobs, taking Social Security, managing retirement accounts, downsizing your home, or moving states, ESPlannerPRO can find safe ways to significantly raise your clients' living standard. This is the only version of ESPlanner licensed for use by professionals. It has all the features of ESPlannerPLUS (Monte Carlo and Upside Investing), but can handle up to 100 clients. The $950 first-year cost covers all updates to our software during that year. Thereafter, annual update licenses cost $750. A 30-day demo is available upon request.