total spending

PV for total consumption


Is there a PV calculation reported for total discretionary spending? For example, in the max social security product the report provides a PV of the social security payments for the strategy (and what-if). This is a convenient means to compare different strategies.

Can I simply add the values in the discretionary spending column to determine the total?

How Do I Control The Beast?

OK, how do I get ESPlanner to let me control total spending? It came up with a number that is about double what we actually spend then draws down our regular savings to pay for it. Huh? I really don't care what ESPlanner thinks we should spend. I only care about what we do spend and can spend in the future. We know what spending our lifestyle requires.