IRA Distributions

IRA Distributions to Spouse

I asked what is the best way to manage my IRA distributions so they are distributed to my wife upon my end of plan? We have a 5 year age difference and I am planning EOP for myself/her at 94/96 respectively. Based on the Total Income report, distributions end when I pass. I have selected the married option.

The answer was that "Wife should inherit the balances of your IRA and other retirement accounts"