I did a "maximize" on my base profile in Maxifi (I'm sure something similar would be the case in ESPlanner) and the net result was that it shifted a large amount of discretionary spending from pre-retirement to post-retirement. Much of it so late (80+ years old) that I wondered whether I'd actually be able to make use of it. It was more total discretionary spending over a lifetime, but spent much later in life, at a time when I might not be able to enjoy it or might not even be living.
It was unclear to me that that was "better". Which makes me wonder: