How about adding a non-spousal inherited IRA field?

It would be nice if ESPlanner allowed an input for non-spousal inherited IRA's. Is this something that might be considered in the future? It seems like it would be easy enough to do - just add the decendents date of death and then the account balance. Currently I have to manually input RMD's for clients under 70 1/2 or for those who have an inherited Roth.

Comments

Just commenting as I have the same issue w/ non-spousal inherited IRA (but as a non-professional user in his 40's).

Seems that manually inputting the RMDs from an on-line calculator (based on whichever rate of return you input into the calculator) is indeed the best way to handle them.

So, consider this another request for a feature that handled such IRAs separately and calculated/populated the RMDs for each year based on whatever formula the online calculators use (although I have no idea how easy it would be to implement).

thanks

dan royer's picture

Yes, there's some new work going on in MaxiFi Planner https://maxifi.com that will at some point accommodate these inherited IRAs and their reporting. I don't believe, however, that those features will make it to ESPlanner. See this document:

https://esplanner.com/esplanner-going-forward

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