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I cannot find a definition of "dimensional" stocks to guide the categorization of my portfolio for Monte Carlo evaluation

Tags: home sale

Does the program account for the ability to exercise the Home Sale Tax Exemption of either $250,000 or $500,000? I didn't see an option to have that included in the sale of a primary residence. How do you manage to account for that? Thanks.

I assume when using Monte Carlo Planning that the Regular Assets Income on the Total Income Report shows the expected mean return for each year, taking into consideration years when historical stock returns are higher in some years and lower in others.

I have a question about minimum distribution requirements. I know the normal age at which you are required to withdraw is 70. However, I work at an academic institution and I am not required to begin minimum distributions until I actually retire from this institution.

Back in June 2017, I purchased the ESPlanner software and created my first plan using YTD data as of 12.31.16. I’m now at the point that I have all of our 2017 data, and ready to perform my 2nd update. I just wanted to know from any long-term user if there is a way I can do the following….

Is the "...Age at start of survivor report the end of the year the person reaches the selected age?

When I run a report with contingent planning activated I don't see any difference compared to the report with contingent planning deactivated. My wife & I are both retired in our late 70s.

I'm modeling the decision to sell a vacation home for cash or with seller financing.

I've been a steady user for the past 5 years and just renewed my subscription of ESP Plus. Comparing outputs after the upgrade to 37.2 for 35.2, I seem to have lost a considerable amount of SS benefits (from 34,636 down to 33,382).

Tags: monte carlo

Why are annual discretionary spending recommendations so much lower than the average standard of living forecast from the monte carlo simulations?

Tags: IRA

Does anyone have advice on the best way to model contributions to a non-deductible IRA in ESP?

Hi, I have been reading a book that advocates an methodology that appears to be what I would call "rolling window" upside investing. My question is how to model this methodology with the existing software.

I'm unclear as to what to record as self-employment income as a sole proprietor. How do I record $150K income (before self-employment taxes) and $28,000 profit-sharing contribution (from that $150K income) to my Solo 401k?

I currently live in one unit of a two family home, and rent out the other unit. In ESPlanner Plus, I represent this by splitting certain costs and the purchase price between the primary home tab and the real estate tab, which seems to work well.

Can you please explain the statement on the pass-through deducttion tab? "If your QBI is other than ... enter it as a special receipt that is taxable at ordinary income tax."

Would it be possible to get the indexes that ESPlanner uses for the non-DFA funds? I'm trying to create a spreadsheet with nominal historical returns for a side analysis and want to use the same source.

Tags: taxes

Just wondering when MaxiFi Planner and ESPlanner will include updates for the TCJA. I'm working with a client who is a "Specialized Trade or Business" and need to see the impact of the 20% pass-through deduction (among other things). The tax differences under TCJA could be significant.

In normal circumstances I use special withdrawals in some years to keep regular assets > 0. That avoids breaks in our LSPA.

Tags: 529

I see I am able to input the current balance of a 529 account, and schedule withdrawals. I expect to contribute 15K to this account each year for the next 5 years. How to I do this? Negative withdrawals???!!

Tags: Inflation

I want to confirm Net Estate is real dollars. My understanding is that assets and retirement accounts grow at the specified nominal rate, adjusted by the inflation rate specified in Assumptions. The Net Estate, then, should be stated in real dollars, correct?

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