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Use this Question Forum to ask questions about how the software works, how to model different "what if" cases, or other user-related question. If you have a support issue (something seems to be wrong with the software) then please create a support ticket. How to browse this forum: SCROLL and click titles to read complete question/answer, use the FILTERS below, pick from TOPICS on the list at right (think of them as folders), use the SEARCH BOX (see also "advanced search" when you use it), choose from RECENT COMMENTS at the right below.

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Tags: MaxiFie

I switched last year to MaxiFi Planner and, since the Forum for questions was not available on the web site, you had said to follow topics on the ESPlanner site (which I obviously do). Is there a plan to eventually create a Question Forum feature on the MaxiFi site?

Thanks,

Joe

Background Info...
Me:
- Eligible for Social Security (SS) based on my work record
- Eligible for Canada Pension Plan (CPP) based on my work record
- Eligible for a Canadian defined benefit (DB) pension based on my work record

Tags: monte carlo

No update since Feb and this issue seems unanswered.Last advice was use the old monte carlo formula" It feels like the focus is on Maxifi which is fine but I'm wondering why I spent money to renew this in February if it was being dropped.

ESPlanner is telling me I'll pay virtually no federal taxes for the next 27 years. I'm also fortunate to be the projected recipient of annual NC state tax refunds amounting to $500 - $900 per year. I'm retired and will claim SS in another two years.

Tags: MaxiFi

I have several relatives that could really benefit from using Maxifi but can not convince them to try it because they don't want to spend $95 to try it. Have you thought about offering a trial period or a money back guarantee?

In my family database I have developed several profiles over the 11 years I have used ESPlanner.

Tags: MaxiFi

Hi - As a long-time ESPlanner user, I'm trying to decide when to switch over to MaxiFi, and like the sound of several of its new features. However the fact it does not yet support Monte Carlo has me concerned.

My report seems to have a major inconsistency. In the "Inputs and Assumptions" section, "Net Worth" and the other subsections like "Retirement Accounts" accurately reflect what I entered.

Tags: esplannerpro

I have a friend who has her retirement plan in ESPlannerPLUS already, but going forward she doesn't have time to update it each year and would like to pay a certified financial planner to do the updates.

While in retirement the Total Income tab shows concurrent withdrawals from my IRAs as well as my taxable brokerage accounts. I was expecting to see withdrawal order: Taxable first, then withdrawals from tax advantaged.

Tags: monte carlo

I am interested in understanding how the MC function uses data and does its calculations.

Tags: spending

Regardless of planning method used to run reports, the Spending table consistently shows discretionary spending in the years before electing for Social Security (post retirement age) to be lower by an amount roughly equal to the net Social Security amount.

Tags: asset values

If I sell stocks for a gain this year I would enter the amount received as a special receipt taxable at capital gains rate if held over 1 year.

Tags: taxes

We are retired and most of our cash flow is out of our IRA accounts and Social Security. I understand that my quarterly estimated tax payments are not part of our "consumption" or "special" funds and is assumed to be a deduction from income.

Tags: HSA

Is this the best way to track HSA contributions and account balances... (1) enter annual HSA contributions as special expenditures excludible from AGI. I thought about entering them as Roth contributions, but then the taxes wouldn't be calculated correctly.

I am modeling costs for joining a "continuing care retirement community" (CCRC). The contract we are looking at covers all housing, some meals, and medical care for life (from Independent Living through and including Assisted Living, Nursing Home andMemory Unit care), but at a price, of course.

Tags: Age at Death

We increased my date of death from age 85 to 90 on the Demographics tab and now the report shows both of our current ages as 0. We did not change birthdates. How do we correct this?

Hello,

I've relied on ESPlanner for years and love it. Having entered retirement, though, I need to understand a bit more about what's going on "under the hood."

I have established a detailed plan and I am now starting into retirement.

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