Estate Reports

This report shows how much you or your spouse/partner will leave as an estate to surviving household members. For couples, an additional report—the Joint Estate report—indicates the joint estate that you or your spouse/partner will leave if they both pass away in the same year. Your regular estates and that of your spouse/partner are calculated by adding the household’s net worth, the reserve fund, and the term life insurance of the relevant decedents and then subtracting from this total the special bequests, funeral expenses, and estate taxes of these decedents. The estate reports also show the retirement account estate—the amount of retirement account assets left by the decedent to survivors.

The regular and retirement account estates provide the means to sustain the living standard of surviving household members. Surviving household members refer to the surviving spouse/partner (if the decedent is married) and surviving children under age 18.