The Annual Recommendations Report

This report shows consumption, saving, and life insurance recommendations and the resulting living standard per household member.

Consumption refers to discretionary spending -- what you can spend after meeting your "off-the-top" expenses on taxes, 401(k) contributions, housing expenses, special expenditures, etc.

ESPlanner finds your spending targets for you. It shows what you can spend given your resources and desire to have a stable living standard through time.

ESPlanner at  a Glance Recommendation Report